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Is Private Insurance going to be outlawed |
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Pacman
Prominent MUSA Citizen Joined: Jun 02 2007 Status: Offline Points: 2612 |
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Posted: Jul 21 2009 at 2:38pm |
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House health care bill 'outlaws private insurance'
Obama on cost of 'reform': 'There's no such thing as a free lunch' Posted: July 16, 2009 8:00 pm Eastern By Chelsea Schilling
The current House health care bill would make individual private medical insurance illegal and obliterate the market for individual coverage, opponents warn. Investor's Business Daily reviewed H.R. 3200, a 1,018-page bill, and sought help from the House Ways and Means Committee when it stumbled upon the following segment listed under "Protecting the Choice to Keep Current Coverage," in the "Limitation on Enrollment" section on Page 16: "Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day" of the year the legislation becomes law. "So we can all keep our coverage, just as promised – with, of course, exceptions: Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers," Investor's Business Daily reported.
Opponents of the health care plan have argued that government-subsidized coverage will mean the death of the private insurance market. IBD warns that employers may stop providing private plans and instead opt for Washington's coverage when tempted by a public option that is 30 percent to 40 percent cheaper than existing premiums. According to the report, The Lewin Group has estimated that 120 million or more may lose group coverage at their places of employment and be forced to accept the government option – leaving private insurance companies with less than 50 million customers. "What wasn't known until now is that the bill itself will kill the market for private individual coverage by not letting any new policies be written after the public option becomes law," IBD states. "The legislation is also likely to finish off health savings accounts, a goal that Democrats have had for years. They want to crush that alternative because nothing gives individuals more control over their medical care, and the government less, than HSAs." With health savings accounts out of the picture, the daily warns that welfare state expansion is imminent. "The public option won't be an option for many, but rather a mandate for buying government care," IBD states. "A free people should be outraged at this advance of soft tyranny." The report blasts Washington, saying it "does not have constitutional or moral authority to outlaw private markets in which parties voluntarily participate. It shouldn't be killing business opportunities , or limiting choices, or legislating major changes in Americans' lives."Likewise, the National Center for Policy Analysis, a nonprofit, nonpartisan public policy research organization, called the health care "reform" bill a "nightmare." "Americans who desperately need health care relief won't get it in this bill," said NCPA President John Goodman in a statement. "This legislation is going to create a financial and medical nightmare for Americans. Of course, members of Congress will be able to hold on to their Cadillac health care plans because this reform won't apply to them." Goodman warned that employers will be forced to pay the government for health "reform" – either by buying government-approved insurance for workers or by paying a tax and sending employees over to the Medicare-like plan. "This bill has all the bad ideas from previous versions, plus a cost of one trillion dollars, and no long-term solutions that will control costs or improve quality," added Goodman. "This bill contains 1,018 pages of new regulations that will require you to buy as much health insurance as the government mandates, even before you buy groceries, gas, or pay your rent. If you don't buy government-approved insurance, you will be taxed."
The NCPA is supporting a national petition called "Free Our Health Care Now" that will be delivered to Congress. It currently has 400,000 signatures. The Senate health committee approved a similar health proposal, dubbed "The Affordable Health Choices Act," Wednesday. "I could not be prouder of our Committee, "Chairman Edward Kennedy, D-Mass., declared. "We have done the hard work that the American people sent us here to do. … [W]e must continue to search for solutions that unite us, so that the promise of quality affordable health care for all can be fulfilled." Sen. Chris Dodd, D-Conn., also touted the act, saying, "We began this process with a blank sheet of paper and a mandate from the American people. … This time, we have produced the legislation Americans wanted. This time, we have delivered on the promise of real change." Human Events writer Ross Kaminsky dubbed the Senate bill "an equal disaster" to the House version. Kaminsky outlined the following details of the House bill, referring to it as "the largest tax hike in American history":
According to the results of a Rasmussen Poll released today, 78 percent of voters say it is at least somewhat likely that taxes will be raised on the middle class to cover the cost of government health care while 56 percent say it is very likely. The New York Post published this chart showing what government health care means to New Yorkers: Republican staff members of the Joint Economic Committee created the following chart to illustrate the bureaucratic red tape between patients and their doctors under the House Democrats' health plan (click to see enlarged version on Dr. Orly Taitz' website): Meanwhile, Tea Party Patriots has organized a nationwide health care protest. Taxpayers in every state will rally outside offices of their senators and representatives tomorrow at 12 p.m. EST and declare that they oppose government-run health care. "The liberal tax and spend politicians want to take over our health care," Tea Party Patriots National Coordinator Amy Kremer said. "They want control not just of our wallets but also our very lives. These politicians realize what is at stake. If the bill passes, bureaucrats in Washington will determine when you can see a doctor, which doctor you can see and whether or not you can actually have treatment. Is this what you want? Are you going to let politicians take over your health care?" She said representatives are trying to rush passage of the House bill before they go on summer vacation, July 31. Mark Meckler of Tea Party Patriots commented, "People around this country are fed up with the behavior of politicians in Washington. Americans patriots are angry with the current activity and will not silently sit by as they watch their elected officials drive this country down the road to socialism. … The bottom line is they want less government intervention. They want the freedom to choose what they want for themselves and their families." Asked about opponents concerns over the substantial cost of his health care "reform," Obama said in an interview with NBC News, "The American people have to recognize that there's no such thing as a free lunch." |
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Pacman
Prominent MUSA Citizen Joined: Jun 02 2007 Status: Offline Points: 2612 |
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Morning Bell: Obama Admits He’s “Not Familiar” With House Bill
With the public’s trust in his handling of health care tanking (50%-44% of Americans disapprove), the White House has launched a new phase of its strategy designed to pass Obamacare: all Obama, all the time. As part of that effort, Obama hosted a conference call with leftist bloggers urging them to pressure Congress to pass his health plan as soon as possible. During the call, a blogger from Maine said he kept running into an Investors Business Daily article that claimed Section 102 of the House health legislation would outlaw private insurance. He asked: “Is this true? Will people be able to keep their insurance and will insurers be able to write new policies even though H.R. 3200 is passed?” President Obama replied: “You know, I have to say that I am not familiar with the provision you are talking about.” (quote begins at 17:10) This is a truly disturbing admission by the President, especially considering that later in the call, Obama promises yet again: “If you have health insurance, and you like it, and you have a doctor that you like, then you can keep it. Period.” How can Obama keep making this promise if he is not familiar with the health legislation that is being written in Congress? Details matter. We are familiar with the passage IBD sites, and as we wrote last week, the House bill does not outright outlaw private individual health insurance, but it does effectively regulate it out of existence. The House bill does allow private insurance to be sold, but only “Exchange-participating health benefits plans.” In order to qualify as an ?Exchange-participating health benefits plan,? all health insurance plans must conform to a slew of new regulations, including community rating and guaranteed issue. These will all send the cost of private individual health insurance skyrocketing. Furthermore, all these new regulations would not apply just to individual insurance plans, but to all insurance plans. So the House bill will also drive up the cost of your existing employer coverage as well. Until, of course, it becomes so expensive that your company makes the perfectly economical decision to dump you into the government plan. President Obama may not care to study how many people will lose their current health insurance if his plan becomes law, but like most Americans, we do. That is why we partnered with the Lewin Group to study how many Americans would be forced into the government “option” under the House health plan. Here is what we found:
It is truly frightening that the President of the United States is pressuring Congress in an all-out media blitz to pass legislation that he flatly admits he has not read and is not familiar with. President Obama owes it to the American people to stop making promises about what his health plan will or will not do until he has read it, and can properly defend it in public, to his own supporters. Quick Hits:
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Pacman
Prominent MUSA Citizen Joined: Jun 02 2007 Status: Offline Points: 2612 |
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Amazing!!!!!!!!
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Paul Nagy
MUSA Citizen Joined: Jan 11 2009 Status: Offline Points: 384 |
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Pac,
If the following information in this email is true we are headed for a new country and government that I don't like. What do you think?
Paul Nagy
Following the mad recommendations of Peter Singer made in NYT's Sunday magazine, it pays to take a look at what is actually in the healthcare bill.
It's worse than you can possibly imagine. Somehow, it manages to be Singer on steroids. Who wrote this bill. It has Singer's footprints all over it. Peter Fleckstein (aka Fleckman) is reading it and has been posting on Twitter his findings. This is from his postings (Note: All comments are Fleckman's) Pg 22 of the HC Bill MANDATES the Govt will audit books of ALL EMPLOYERS that self insure!! Pg 30 Sec 123 of HC bill - THERE WILL BE A GOVT COMMITTEE that decides what treatments/benes u get Pg 29 lines 4-16 in the HC bill - YOUR HEALTHCARE IS RATIONED!!! Pg 42 of HC Bill - The Health Choices Commissioner will choose UR HC Benefits 4 you. U have no choice! PG 50 Section 152 in HC bill - HC will be provided 2 ALL non US citizens, illegal or otherwise Pg 58HC Bill - Govt will have real-time access 2 individs finances & a National ID Healthcard will b issued! Pg 59 HC Bill lines 21-24 Govt will have direct access 2 ur banks accts 4 elect. funds transfer PG 65 Sec 164 is a payoff subsidized plan 4 retirees and their families in Unions & community orgs (ACORN). Pg 72 Lines 8-14 Govt is creating an HC Exchange 2 bring priv HC plans under Govt control. PG 84 Sec 203 HC bill - Govt mandates ALL benefit pkgs 4 priv. HC plans in the Exchange PG 85 Line 7 HC Bill - Specs for of Benefit Levels for Plans = The Govt will ration ur Healthcare! PG 91 Lines 4-7 HC Bill - Govt mandates linguistic approp svcs. Example - Translation 4 illegal aliens Pg 95 HC Bill Lines 8-18 The Govt will use groups i.e., ACORN & Americorps 2 sign up indiv. for Govt HC plan PG 85 Line 7 HC Bill - Specs of Ben Levels 4 Plans. #AARP members - U Health care WILL b rationed -PG 102 Lines 12-18 HC Bill - Medicaid Eligible Indiv. will b automat.enrolled in Medicaid. No choice pg 124 lines 24-25 HC No company can sue GOVT on price fixing. No "judicial review" against Govt Monop pg 127 Lines 1-16 HC Bill - Doctors/ #AMA - The Govt will tell YOU what u can make. Pg 145 Line 15-17 An Employer MUST auto enroll employees into pub opt plan. NO CHOICE Pg 126 Lines 22-25 Employers MUST pay 4 HC 4 part time employees AND their families. Pg 149 Lines 16-24 ANY Emplyr w payroll 400k & above who does not prov. pub opt. pays 8% tax on all payroll pg 150 Lines 9-13 Biz w payroll btw 251k & 400k who doesnt prov. pub. opt pays 2-6% tax on all payroll Pg 167 Lines 18-23 ANY individual who doesnt have acceptable HC accrdng 2 Govt will be taxed 2.5% of inc Pg 170 Lines 1-3 HC Bill Any NONRESIDENT Alien is exempt from indiv. taxes. (Americans will pay) Pg 195 HC Bill -officers & employees of HC Admin (GOVT) will have access 2 ALL Americans finan/pers recs PG 203 Line 14-15 HC - "The tax imposed under this section shall not be treated as tax" Yes, it says that Pg 239 Line 14-24 HC Bill Govt will reduce physician svcs 4 Medicaid. Seniors, low income, poor affected Pg 241 Line 6-8 HC Bill - Doctors, doesnt matter what specialty u have, you'll all be paid the same PG 253 Line 10-18 Govt sets value of Dr's time, prof judg, etc. Literally value of humans. PG 265 Sec 1131Govt mandates & controls productivity for private HC industries PG 268 Sec 1141 Fed Govt regulates rental & purchase of power driven wheelchairs PG 272 SEC. 1145. TREATMENT OF CERTAIN CANCER HOSPITALS - Cancer patients - welcome to rationing! Page 280 Sec 1151 The Govt will penalize hospitals 4 what Govt deems preventable readmissions. Pg 298 Lines 9-11 Drs, treat a patient during initial admiss that results in a readmiss-Govt will penalize u. Pg 317 L 13-20 OMG!! PROHIBITION on ownership/investment. Govt tells Drs. what/how much they can own. Pg 317-318 lines 21-25,1-3 PROHIBITION on expansion- Govt is mandating hospitals cannot expand pg 321 2-13 Hospitals have oppt to apply for exception BUT community input required. Can u say ACORN?!! Pg335 L 16-25 Pg 336-339 - Govt mandates estab. of outcome based measures. HC the way they want. Rationing Pg 341 Lines 3-9 Govt has authority 2 disqual Medicare Adv Plans, HMOs, etc. Forcing peeps in2 Govt plan Pg 354 Sec 1177 - Govt will RESTRICT enrollment of Special needs ppl! WTF. My sis has down syndrome!! Pg 379 Sec 1191 Govt creates more bureaucracy - Telehealth Advisory Cmtte. Can u say HC by phone? PG 425 Lines 4-12 Govt mandates Advance Care Planning Consult. Think Senior Citizens end of life Pg 425 Lines 17-19 Govt will instruct & consult regarding living wills, durable powers of atty. Mandatory! PG 425 Lines 22-25, 426 Lines 1-3 Govt provides apprvd list of end of life resources, guiding u in death PG 427 Lines 15-24 Govt mandates program 4 orders 4 end of life. The Govt has a say in how ur life ends Pg 429 Lines 1-9 An "adv. care planning consult" will b used frequently as patients health deteriorates PG 429 Lines 10-12 "adv. care consultation" may incl an ORDER 4 end of life plans. AN ORDER from GOV Pg 429 Lines 13-25 - The govt will specify which Doctors can write an end of life order. PG 430 Lines 11-15 The Govt will decide what level of treatment u will have at end of life Pg 469 - Community Based Home Medical Services=Non profit orgs. Hello, ACORN Medical Svcs here!!? Page 472 Lines 14-17 PAYMENT TO COMMUNITY-BASED ORG. 1 monthly payment 2 a community-based org. Like ACORN? PG 489 Sec 1308 The Govt will cover Marriage & Family therapy. Which means they will insert Govt in2 ur marriage Pg 494-498 Govt will cover Mental Health Svcs including defining, creating, rationing those svcs Here's the full Health Care bill that sits in the House. Larry |
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Pacman
Prominent MUSA Citizen Joined: Jun 02 2007 Status: Offline Points: 2612 |
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Obama on Bush rushing legislation, funny how things change when the shoe is on the other foot:
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Middletown News
Prominent MUSA Citizen Joined: Apr 29 2008 Location: United States Status: Offline Points: 1100 |
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Private insurance won't be outlawed, it will be disincentivized as employers will gradually move to the cheaper public program.
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arwendt
MUSA Official Joined: May 17 2007 Location: United States Status: Offline Points: 588 |
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Great Video on what ordering a pizza will be like in a few years if Obama gets his way on healthcare.
http://aclu.org/pizza/images/screen.swf |
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“Sell not virtue to purchase wealth, nor Liberty to purchase power.” Benjamin Franklin - More at my Words of Freedom website.
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Hermes
Prominent MUSA Citizen Joined: May 19 2009 Location: Middletown Status: Offline Points: 1637 |
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I love that video !! I'll email that to everyone I know ! That was hilarious !!
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No more democrats no more republicans,vote Constitution Party !!
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wasteful
MUSA Citizen Joined: Jul 27 2009 Status: Offline Points: 793 |
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Where the Dems want to end up.
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