http://www.serb.state.oh.us/sections/research/web%20fact-finding/07-MED-02-0095.pdf
http://www.opm.gov/insure/health/rates/nonpostalhmo2009.pdf
http://www.cityofmiddletown.org/docs/council/632008_m.pdf
Health Insurance Update – Sara Mills, Asst. Law Director stated they
have taken a look at first quarter data and the figures look on tract. The
committee has been talking about putting health care plan out for proposal and
they are hoping to get a better price through RFP’s. The prescription process
should show significant savings. The City went through a somewhat painful
process to verify all insured and about 72 persons came off the program.
Some dependents were being claimed, some children that had exceeded the age of 23 and the employees weren’t aware that children needed to come off.
They will continue to do spot auditing. Mrs. Mills stated a data base was
created with the first audit and employees with children were flagged. It was a
real positive thing to get the audit done. They are estimating savings at
$100,000 up front plus a long term savings. These are continuing efforts on
ways to control health care cost, health reimbursement account, and spousal
coverage issues. Middletown has a very successful wellness program as well
as an educational piece to help reduce health risks. They foresee coming back
after they receive all the first half of year figures.
http://www.cityofmiddletown.org/docs/council/342008_w.pdf
Exhibit a page 71 for a look at a union agreement the city has.
Benefits are a major area that the City needs to re-evaluate itself. Employees only paying 7% of their Health Insurance and having copays that most citizens can only dream of is truly out of line with todays worls. Even Federal employees pay about 25% of their insurance premiums. Then you have the City carry 72 people on their Health Insurance Policy and not even being aware of it. There should be a yearly audit of everyone included on the City's policy.